Rental Bond Assistance Payment Options for Australians

Finding the funds to pay a rental bond can be challenging. Fortunately, there are several support options and programs available across Australia to help ease this burden. Below is a comprehensive guide to alternative bond payment assistance available to Australians.

Centrelink may provide financial assistance for eligible individuals who are struggling to pay their rental bond. Contact Centrelink to discuss your options.

More info: https://www.servicesaustralia.gov.au/housing

Bank and Financial Institutions:

If you're experiencing financial hardship, you may be able to get assistance from your bank or financial institution. They can offer financial advice, short-term funding options, and support in managing your finances.

NAB Bank: https://www.nab.com.au/personal/customer-support/financial-hardship

Commonwealth Bank: https://www.commbank.com.au/support/financial-assistance.html

ANZ Bank: https://www.anz.com.au/support/financial-hardship/

Westpac Bank: https://www.westpac.com.au/help/financial-hardship/

Non-profit Organizations:

Several non-profit organizations can provide assistance and support for those struggling with rental bond payments. Some of these organizations include:

Lifeline: https://www.lifeline.org.au/

Homelessness Australia: https://www.homelessnessaustralia.org.au/

The Salvation Army: https://www.salvationarmy.org

No Interest Loan Scheme (NILS):

NILS offers small, interest-free loans to low-income earners for essential goods and services, including rental bonds. To be eligible, you must have a Health Care Card, a Pensioner Concession Card, or an income less than $45,000 (singles) or $60,000 (couples).

More info: https://nils.com.au/

Local Councils and Community Organizations:

Some local councils and community organizations provide rental bond assistance to residents in their area. Reach out to your local council or community organization to find out if they offer any such programs.

Financial Counselling Services:

Free financial counselling services are available across Australia. Financial counsellors can help you manage your budget and provide information about government assistance programs, including rental bond assistance.

More info: https://www.financialcounsellingaustralia.org.au/

State Government Initiatives:

Each state in Australia offers different bond loan programs to help low-income earners secure a rental property. Interest-free loans are available to eligible applicants. Here are the main programs for each state:

Australian Capital Territory: Rental Bond Help

More info: https://www.financialcounsellingaustralia.org.au/

New South Wales: Rentstart Bond Loan

More info: https://www.facs.nsw.gov.au/housing/help/renting/rentstart

Northern Territory: Help with set-up costs for a private rental

More info: https://nt.gov.au/property/renters/find-out-about-rental-costs/help-with-set-up-costs-for-a-private-rental

Queensland: Guide to Bond Loans and Rental Grants

More info: https://www.qld.gov.au/housing/renting/rent-assistance/financial/bond-loan

South Australia: Help paying bond and rent

More info: https://www.sa.gov.au/topics/housing/renting-and-letting/help-paying-bond-and-rent

Tasmania: Private Rent Assistance

More info: https://www.homestasmania.com.au/housing-and-homelessness/housing-connect

Victoria: RentAssist bond loan

More info: https://www.housing.vic.gov.au/rentassist-bond-loan

Western Australia: Bond Assistance Loan Scheme

More info: https://www.wa.gov.au/service/community-services/grants-and-subsidies/apply-assistance-paying-your-housing-bond